For more than 40 years, Market Capital Lending has helped business owners get funded — part of the $375 million+ we've arranged for our clients. We're a veteran-owned commercial lender and financing brokerage based in Loganville, Georgia, and Texas is our newest market. From Houston to Dallas–Fort Worth, Austin, and San Antonio, we bring straight advice, hard advocacy, and treatment that puts you first — especially for self-employed owners and businesses a traditional bank has turned down. Below, here's how we help Texas businesses secure financing.
Quick answer: Market Capital Lending arranges commercial financing across Texas — SBA, commercial real estate, multifamily, hotel, bridge, equipment, and more — for deals typically $300,000 and up (to $100M+ through our partners), including for self-employed owners and businesses a traditional bank has declined. We're SBA-approved and work with a network of 40–50 lenders to fund deals statewide.
A new market, the same commitment
We're expanding into Texas because it's one of the strongest business economies in the country — and the kind of market our model is built for. Texas leads the nation in new business formation, has no state income tax, and spans everything from energy and logistics to healthcare, hospitality, and a booming commercial real estate market. As a veteran-owned broker that also lends directly, we bring the same discipline and advocacy that built our reputation in the Southeast to business owners across the Lone Star State.
What we finance for Texas businesses
Our most-requested programs translate directly to the Texas market: SBA 7(a) and 504 loans, commercial real estate loans, multifamily and apartment financing, hotel financing, and equipment financing for asset-heavy industries. We cover nearly every commercial need; see all loan programs to find your fit. (Rates, approval, and terms vary by credit, collateral, loan amount, and underwriting.)
Where we lend in Texas
We fund deals across the entire state — and in 46 states nationwide — and each of Texas's major metros brings its own kind of opportunity:
- Houston — energy, healthcare, and international trade driving demand for commercial property and expansion capital
- Dallas–Fort Worth — one of the fastest-growing metros in the country, active across office, industrial, and multifamily
- Austin — a booming tech and small-business hub with strong real-estate momentum
- San Antonio — a diversified, steadily growing market anchored by healthcare, military, and tourism
Don't see your city? We still lend there — just reach out.
Why Texas businesses choose us
We built this firm for the owners big banks overlook. With a network of 40–50 lenders, we can place a deal one bank passed on — for borrowers generally around 680+ credit and deals $300,000 and up. Add 40+ years of experience, $375M+ funded, and a veteran-owned commitment to advocacy, and you get a partner who treats your Texas deal like it matters. Start your application or talk to our team.
Frequently asked questions
Do you serve all of Texas?
Yes. Texas is our newest market, and we arrange financing for businesses anywhere in the state — from Houston and Dallas–Fort Worth to Austin and San Antonio — as well as in 46 states nationwide.
What types of Texas businesses do you work with?
A wide range — energy services, healthcare, retail, industrial, hospitality, real estate investors, and more. If your deal is $300,000 or larger and needs commercial financing, we likely have a lender for it.
Can you help if a Texas bank already declined my loan?
Often, yes. A bank turndown usually reflects that one bank's criteria. Because we work with 40–50 lenders, we can take a file a bank passed on and find one whose guidelines fit.
Are you based in Texas?
We're a veteran-owned firm headquartered in Loganville, Georgia, now serving the Texas market. You get the reach of a national lender network with a team that treats your deal personally. Call (678) 790-8660 or apply online anytime.
What financing is most common in Texas?
SBA loans, commercial real estate, multifamily, hotel, and equipment financing are all in demand across Texas's fast-growing metros — but we arrange nearly every commercial program.