Pay your DSCR appraisal upfront like any other loan — at closing, the full appraisal fee comes back as a credit toward your closing costs. That's $450–$750 back in your pocket on every deal.
Valid through December 31, 2026 · Residential investment properties
For a limited time, the full appraisal fee comes back to you as a credit toward closing costs on DSCR loans for residential investment properties. You pay the appraisal upfront like any other loan — and recover it at the closing table. That's $450–$750 back in your pocket on every deal.
This promotion applies to purchase, rate/term refinance, and cash-out refinance transactions on eligible properties. Qualify on rental income alone — no tax returns, no pay stubs, no employment verification.
Straightforward parameters designed for real estate investors across all experience levels.
Qualify on rental income alone. DSCR loans are underwritten based on the property's cash flow — not your personal income.
We're not just another DSCR lender. Here's what sets us apart from the market.
Our rates are consistently better than what the market is offering. We price aggressively so your deals pencil.
No tax returns. No W-2s. No employment verification. Less documentation means faster underwriting — close quickly and move to your next deal.
Have a deal dragging at another lender? We accept existing appraisals with a transfer letter. Don’t lose the deal — send it to us.
Our ownership seasoning requirements are among the most flexible in the market — designed so investors can move fast without artificial waiting periods.
On most programs, we qualify using the interest-only payment — not a fully amortized payment. A game-changer for DSCR-constrained deals.
1–4 units, 5–10 unit multifamily, short-term rentals, foreign nationals, cross-collateral portfolios — a purpose-built program for each strategy.
Appraisal credit applied at closing on eligible DSCR transactions for residential investment properties. Rates, approval, and terms vary by credit, collateral, loan amount, and underwriting.