Market Capital Lending has arranged over $375 million in funding with 40+ years of combined lending experience on our team. We're a veteran-owned, SBA-approved lender based in Loganville, GA, minutes from Lilburn's apartment and rental-housing stock.
Quick answer: Multifamily financing is a loan secured by a residential property with five or more units — apartment buildings, portfolios, and mixed residential assets. Market Capital Lending arranges multifamily loans for Lilburn investors on deals of $300,000+, using a network of 40–50 lenders. Self-employed borrowers and bank turndowns are welcome to apply.
Why Lilburn investors use multifamily loans
Lilburn's mix of established neighborhoods, apartment communities along Rockbridge Road and Lawrenceville Highway, and steady rental demand from a diverse, working population make it an attractive market for multifamily investors. Many owners here are acquiring smaller apartment buildings, refinancing older properties, or expanding a portfolio one asset at a time — often while running small businesses that don't produce the clean, salaried income a conventional bank prefers. A broker with multiple lenders matters here: a self-employed investor or an owner with a bank turndown still has real options. We work through occupancy, rent rolls, and condition to fit financing to the asset. (Rates, approval, and terms vary by credit, collateral, loan amount, and underwriting.)
How lenders size a Lilburn multifamily loan
Multifamily lenders lean heavily on the property's own income, not just the borrower's personal finances. Our how to finance a multifamily property guide walks through the acquisition and refinance process, including documentation to expect. For income-driven underwriting, our DSCR loans explained guide covers how lenders use a property's debt-service coverage ratio to qualify a deal — a strong path for investors whose tax returns understate cash flow. As a provider of multifamily financing, we structure your Lilburn deal around what the property produces.
Why choose Market Capital Lending for Lilburn multifamily loans
We're veteran-owned and SBA-approved, with 40+ years of combined experience and 40–50 lenders, so we're not stuck with one bank's box. We've funded $375M+ across 46 states, mostly in Georgia, Alabama, and Florida, giving us real familiarity with Gwinnett County rental markets like Lilburn's. Self-employed investors, portfolio owners, and borrowers already declined elsewhere can work with us on deals of $300,000+. Start your application or call us.
Serving Lilburn and nearby communities
Alongside Lilburn, we arrange multifamily financing in Snellville, Duluth, and Lawrenceville, throughout Gwinnett County, and across Georgia.
Frequently asked questions
What counts as a multifamily property for financing in Lilburn?
Generally a residential property with five or more units, including apartment buildings and larger rental portfolios.
What's the minimum deal size you work with for Lilburn multifamily loans?
We typically work on multifamily transactions of $300,000 and up.
Can a self-employed investor qualify for multifamily financing?
Yes. Self-employed borrowers are welcome; we present investor income and property cash flow to lenders.
I was already turned down by a bank for a multifamily loan — now what?
Talk to us. With 40–50 lenders, one bank's decline doesn't mean the deal is dead.
What credit score is typically needed for a multifamily loan?
Generally around 680+, though exceptions apply depending on property income and collateral.