Quick answer: Market Capital Lending arranges commercial real estate financing across Georgia for owner-occupied and investment property, including acquisitions, refinances, cash-out transactions, bridge loans, construction, and multifamily financing.
We're a veteran-owned commercial lender and brokerage based in Loganville, serving the entire metro Atlanta area and property owners statewide. To price a specific deal, reach out or apply now.
Property types financed in Georgia
Programs may support office, retail, industrial, warehouse, mixed-use, apartment, hotel, self-storage, medical, special-use, and other commercial properties. The right lender depends on whether the property is owner-occupied, stabilized investment real estate, or transitional. Start with our commercial real estate loans program.
Owner-occupied versus investment property
An operating business buying the building it occupies may qualify for SBA 7(a) or SBA 504 financing. An investor property is generally underwritten on rent, net operating income, debt-service coverage, value, and sponsor strength.
Georgia acquisition, refinance and cash-out options
Market Capital Lending places purchase loans, rate-and-term refinances, and qualifying cash-out transactions. A property under contract or needing renovation may use a bridge loan before moving into permanent debt. See what drives pricing in our current commercial mortgage rates guide.
Local service with national lender access
The firm is based in Loganville and serves metro Atlanta and the rest of Georgia, while its lender network supports a range of property types and transaction sizes beyond one bank's balance-sheet appetite. Explore more on our Georgia commercial financing hub.
Related financing resources
- Commercial real estate loans — the core CRE program
- Current commercial mortgage rates — what moves your rate
- Bridge loans — short-term financing before permanent debt
- SBA 504 loans — owner-occupied property financing
- Georgia commercial financing — all of our statewide programs
Frequently asked questions
Can you finance commercial property outside Atlanta?
Yes. Market Capital Lending serves commercial borrowers throughout Georgia and in 46 states.
Can I qualify based on property income?
For investment property, net operating income and debt-service coverage are central to underwriting.
Can I get a loan without personal tax returns?
Some DSCR or no-doc programs may not require personal tax returns, but property, credit, liquidity, and other documentation still apply.
Can a loan close in 30 days?
Some well-prepared bridge, private, and streamlined transactions can close quickly, but timing is never guaranteed.