Quick answer: Market Capital Lending helps buyers finance existing businesses throughout Georgia, using SBA 7(a), conventional, and blended structures for eligible goodwill, equipment, inventory, working capital, and real estate.
We're a veteran-owned commercial lender and brokerage based in Loganville, serving the entire metro Atlanta area and business buyers across Georgia. To review a specific acquisition, reach out or apply now.
Financing Georgia business purchases
A Georgia acquisition may involve a professional practice, service company, contractor, hotel, gas station, convenience store, restaurant, manufacturer, or other operating business. The loan must be sized to the company's normalized cash flow and a defensible purchase price. See our business acquisition loans program for what can be financed.
Why local knowledge and a broad lender network both matter
Market Capital Lending is based in Loganville and serves borrowers across metro Atlanta and Georgia. Local access helps with deal context, while a broader lender network creates options when one bank does not understand the industry, goodwill, or borrower profile. Most acquisitions here run through SBA 7(a).
What buyers should prepare
Provide the letter of intent or purchase agreement, three years of target-company financials and tax returns, year-to-date statements, debt schedule, buyer résumé, personal financial statement, equity-source documentation, and a transition plan. For a plain-English walkthrough, read how to finance buying a business and how much down payment you need.
Financing after a bank decline
A decline may reflect one bank's industry limits, collateral policy, or interpretation of cash flow. Market Capital Lending reviews the reason, corrects package weaknesses, and targets lenders whose guidelines fit the transaction. Explore financing across the state on our Georgia commercial financing hub.
Related financing resources
- Business acquisition loans — the core acquisition program
- SBA 7(a) loans — the most common structure for buying a business
- How to finance buying a business — the full capital stack
- Business acquisition loan down payment — how much cash you need
- Georgia commercial financing — all of our statewide programs
Frequently asked questions
Can an SBA loan buy a Georgia business?
Yes, eligible acquisitions are commonly financed with SBA 7(a).
Can the loan include real estate?
Yes, an acquisition can include owner-occupied real estate when the structure and occupancy meet program rules.
Can I finance a partner buyout?
Potentially, based on ownership, valuation, cash flow, and lender requirements.
Do you only finance businesses near Loganville?
No. Market Capital Lending serves Georgia and finances transactions in 46 states.