For more than 40 years, Market Capital Lending has helped business owners get funded — part of the $375 million+ we've arranged for our clients. We're a veteran-owned commercial lender and financing brokerage based in Loganville, Georgia, and Florida is one of our core states. From Miami to Jacksonville, we bring straight advice, hard advocacy, and treatment that puts you first — especially for self-employed owners and businesses a traditional bank has turned down. Below, here's how we help Florida businesses secure financing.
Quick answer: Market Capital Lending arranges commercial financing across Florida — SBA, commercial real estate, multifamily, hotel, bridge, equipment, and more — for deals typically $300,000 and up (to $100M+ through our partners), including for self-employed owners and businesses a traditional bank has declined. We're SBA-approved and work with a network of 40–50 lenders to fund deals statewide.
Financing built for Florida's economy
Florida has one of the largest and fastest-growing business economies in the country, and it shows in the deals we see. Tourism and hospitality anchor huge swaths of the state, the commercial and multifamily real estate market stays remarkably active, and international trade — much of it flowing through Miami — keeps capital moving. Add strong small-business formation, helped along by no state income tax, and you get a market where the right financing has to move as fast as the opportunity. As a broker that also lends directly, we match each Florida business to the right program and lender, whether that's an SBA loan for a growing company or bridge financing for a time-sensitive property.
What we finance for Florida businesses
Our most-requested programs in Florida include SBA 7(a) and 504 loans, commercial real estate loans, multifamily and apartment financing, and hotel financing — the last two especially relevant in a state driven by tourism and a very active housing market. We cover nearly every commercial need, though; see all loan programs to find your fit. (Rates, approval, and terms vary by credit, collateral, loan amount, and underwriting.)
Where we lend in Florida
While we fund deals across the entire state — and in 46 states nationwide — Florida's major metros each bring their own kind of deal, and we know the terrain in all of them:
- Miami — international business and trade, where cross-border capital and commercial property drive demand
- Orlando — tourism and hospitality, a natural fit for hotel and multifamily financing
- Tampa — a growing, diversified market across the Gulf Coast
- Jacksonville — logistics and finance, anchoring the state's northeast
Don't see your city? We still lend there — just reach out.
Why Florida businesses choose us
We built this firm for the owners big banks overlook. With a network of 40–50 lenders, we can place a deal one bank passed on — for borrowers generally around 680+ credit and deals $300,000 and up. Add 40+ years of experience, $375M+ funded, and a veteran-owned commitment to advocacy, and you get a partner who treats your Florida deal like it matters. Start your application or talk to our team.
Frequently asked questions
Do you serve all of Florida?
Yes. Florida is one of our core states alongside Georgia and Alabama. We arrange financing for businesses anywhere in Florida — from Miami and Orlando to Tampa and Jacksonville — and in 46 states nationwide.
What types of Florida businesses do you work with?
A wide range — hospitality and hotels, retail, industrial, healthcare, real estate investors, and more. If your deal is $300,000 or larger and needs commercial financing, we likely have a lender for it.
Can you help if a Florida bank already declined my loan?
Often, yes. A bank turndown usually reflects that one bank's criteria. Because we work with 40–50 lenders, we can take a file a bank passed on and find one whose guidelines fit.
Do you finance hotels and multifamily in Florida?
Yes — both are especially relevant here. We arrange hotel financing and multifamily financing, along with SBA, commercial real estate, bridge, and equipment loans across the state.
Where are you based?
We're a veteran-owned firm based in Loganville, Georgia, serving Florida and the Southeast. Call us at (678) 790-8660 or apply online anytime.