With 40+ years of combined experience and $375 million+ funded, Market Capital Lending is a veteran-owned, SBA-approved lender and brokerage based in Loganville, in the eastern Atlanta metro, not far from Decatur — a fix-and-flip partner who's local, experienced, and genuinely working on your behalf.
Quick answer: A fix-and-flip loan is short-term, asset-based financing for investors who buy, renovate, and resell — covering the purchase price and often renovation costs, underwritten on the property's after-repair value (ARV). Market Capital Lending arranges fix-and-flip financing for Decatur investors, typically $300,000+, welcoming self-employed borrowers and bank turndowns through our 40–50 lenders.
Why Decatur investors use fix-and-flip loans
Decatur's dense, walkable downtown, its acclaimed independent dining scene, and its proximity to Emory and the CDC have pushed property values above the metro average, and limited land means well-located properties move fast. A fix-and-flip loan lets an investor cover the purchase and much of the renovation budget without tying up their own cash, so they can compete for a good property before it's gone. These short-term loans are structured around the exit sale — but rehab lending has more moving parts than a bank loan, which is where an experienced broker earns its keep. (Rates, terms, and leverage vary by project, experience, credit, and underwriting.)
Fast, asset-based capital for Decatur projects
Fix-and-flip underwriting centers on the ARV: what the property will be worth once renovations are complete. Lenders weigh the purchase price, scope and cost of the work, your experience, and the strength of Decatur's resale market, which tends to be strong given the area's dining, retail, and proximity to Emory and the CDC. First-timers aren't automatically excluded — a credible plan and solid numbers go a long way. See our fix-and-flip for beginners guide and how to get a fix-and-flip loan guide.
Why choose Market Capital Lending for Decatur fix-and-flip loans
Speed and the right lender decide who wins a deal in Decatur, and as a veteran-owned brokerage with 40–50 lenders, we can match your project to a lender built for rehab financing instead of a bank that isn't. If one passes, we know where else it can land. Add 40+ years of experience and $375M+ funded, and you get a partner who helps you close. See our fix-and-flip program. Start your application or call us.
Serving Decatur and nearby communities
In addition to Decatur itself, we arrange fix-and-flip financing throughout Atlanta, Conyers, and Gwinnett County, and across Georgia.
Frequently asked questions
What does a fix-and-flip loan cover in Decatur?
The purchase price and, in most cases, a portion of renovation costs, so you can rehab a property without tying up all your own capital.
How is the loan amount determined?
Mainly the after-repair value (ARV), plus purchase price, renovation budget, experience, and the local resale market. Most deals start around $300,000.
Can first-time flippers get financing in Decatur?
Often, yes. Experience helps, but a credible plan, realistic budget, and solid numbers can carry a first project.
How fast can you close on a Decatur flip?
These loans are built for speed. Because our lenders specialize in rehab projects, we can move quickly where good properties don't sit long.
Are you actually based in Decatur?
We're in Loganville, in the eastern Atlanta metro — close enough to meet, and close enough to know the market.