With 40+ years of combined experience and $375 million+ funded, Market Capital Lending is a veteran-owned, SBA-approved brokerage based in Loganville, GA, close to Buford's investor market.
Quick answer: A fix-and-flip loan is short-term, asset-based financing used to purchase and renovate a property before reselling or refinancing it, typically underwritten around the after-repair value (ARV) rather than a borrower's full financial history. We arrange fix-and-flip financing for Buford investors on deals of $300,000 and up, welcoming self-employed borrowers and bank turndowns through our 40–50 lender network.
Why Buford investors use fix-and-flip loans
Buford's growth along the I-985 corridor, its proximity to the Mall of Georgia retail hub, and its position near Lake Lanier have kept demand strong for renovated homes and small commercial properties in the city. Investors buying older properties to update and resell, or renovating commercial space to flip, need capital that moves as fast as their timeline, since bank underwriting rarely fits a tight resale schedule. Fix-and-flip financing is built for that. (Rates, approval, and terms vary by credit, collateral, loan amount, and underwriting.)
Fast, asset-based capital for Buford projects
Because fix-and-flip loans are sized against ARV rather than a lengthy income-verification process, they close far faster than conventional financing — often critical in a competitive market like Buford. These loans are short-term by design, structured to be repaid once the property sells or refinances into longer-term financing. We help Buford investors line up the right lender; see our fix-and-flip program, our guide on how to get a fix-and-flip loan, and fix-and-flip loans for beginners if this is your first project.
Why choose Market Capital Lending for Buford fix-and-flip loans
We're SBA-approved, veteran-owned, and backed by 40–50 lenders, which means we can shop a Buford fix-and-flip deal to find a lender comfortable with the project's scope. With 40+ years of combined experience and $375M+ funded, we know how to keep a renovation project's financing on schedule. Start your application or call us.
Serving Buford and nearby communities
We also arrange fix-and-flip financing in Suwanee, Duluth, Gainesville, and Gwinnett County, plus more in Buford and across Georgia.
Frequently asked questions
What credit score do I need for a fix-and-flip loan in Buford?
Around 680 or higher is a common guideline, though exceptions are considered based on collateral, project scope, and investor experience.
How fast can a Buford fix-and-flip loan close?
These loans are generally structured to close faster than conventional financing since they're based on the property and project, though timelines depend on the lender and file.
Can first-time flippers in Buford get financing?
Yes. We work with both experienced and first-time investors; see our fix-and-flip loans for beginners guide for what to expect.
Do you work with self-employed borrowers or bank turndowns?
Yes. Both are common in our pipeline, and our network of 40–50 lenders often finds a fit a single bank couldn't.
Is Market Capital Lending local to the Buford investment market?
We're based in Loganville, a short drive from Buford, financing renovation projects throughout Gwinnett and Hall counties.