@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=DM+Sans:ital,wght@0,400;0,500;0,600;0,700;1,400&display=swap');

:root{
  --bg:hsl(40 20% 97%);
  --fg:hsl(230 25% 10%);
  --navy:hsl(216 75% 15%);
  --navy-2:hsl(216 60% 12%);
  --slate:hsl(210 22% 31%);
  --accent:hsl(207 24% 48%);
  --accent-strong:hsl(207 34% 42%);
  --cream:hsl(40 30% 94%);
  --ice:hsl(210 25% 95%);
  --muted:hsl(220 9% 46%);
  --border:hsl(210 15% 88%);
  --card:#fff;
  --radius:0.75rem;
  --maxw:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--fg);font-family:"DM Sans",system-ui,sans-serif;
  font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:"Plus Jakarta Sans",system-ui,sans-serif;letter-spacing:-0.02em;color:var(--navy);line-height:1.12}
a{color:var(--accent-strong);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:"Plus Jakarta Sans",sans-serif;font-weight:700;
  font-size:15px;padding:13px 24px;border-radius:10px;cursor:pointer;transition:transform .15s,box-shadow .15s;border:0}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 10px 24px hsla(216,75%,15%,.22)}
.btn-primary:hover{transform:translateY(-2px);text-decoration:none;box-shadow:0 14px 30px hsla(216,75%,15%,.3)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--border)}
.btn-ghost:hover{border-color:var(--navy);text-decoration:none}
.btn-light{background:#fff;color:var(--navy)}

/* header */
header.site{position:sticky;top:0;z-index:50;background:hsla(40,20%,97%,.85);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
header.site .row{display:flex;align-items:center;justify-content:space-between;height:74px}
header.site .logo{display:flex;align-items:center}
header.site .logo img{height:42px;width:auto}
nav.main{display:flex;align-items:center;gap:30px}
nav.main a{color:var(--slate);font-weight:600;font-size:15px}
nav.main a:hover{color:var(--navy);text-decoration:none}
nav.main .btn{margin-left:6px}
/* keep button label white inside the nav (nav link color would otherwise darken it) */
nav.main a.btn-primary,nav.main a.btn-primary:hover,.mega-foot a.btn-primary,.mega-foot a.btn-primary:hover{color:#fff}
.navlinks{display:flex;align-items:center;gap:30px}
@media(max-width:860px){.navlinks{display:none}.mobile-cta{display:inline-flex!important}}
.mobile-cta{display:none}
/* ---------- desktop mega-menu ---------- */
header.site .row{position:relative}
.has-mega{position:static;display:flex;align-items:center;height:74px}
.mega-trigger{display:inline-flex;align-items:center;gap:5px}
.mega-trigger .caret{color:var(--accent);transition:transform .2s}
.has-mega:hover .mega-trigger .caret,.has-mega:focus-within .mega-trigger .caret{transform:rotate(180deg)}
.mega{position:absolute;top:100%;left:50%;width:min(920px,94vw);padding-top:10px;
  opacity:0;visibility:hidden;pointer-events:none;transform:translateX(-50%) translateY(8px);
  transition:opacity .18s ease,transform .18s ease,visibility .18s;z-index:60}
.has-mega:hover .mega,.has-mega:focus-within .mega{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.mega-inner{background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:0 30px 70px hsla(216,75%,15%,.28);padding:24px 28px 20px}
.mega-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:6px 34px}
.mega-h{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-size:11.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--accent-strong);margin:0 0 8px;padding-bottom:8px;border-bottom:1px solid var(--border)}
.mega .mega-col a{display:block;color:var(--slate);font-size:13.5px;font-weight:600;padding:4px 0;line-height:1.3}
.mega .mega-col a:hover{color:var(--navy);text-decoration:none}
.mega-foot{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:16px;padding-top:15px;border-top:1px solid var(--border)}
.mega-foot span{color:var(--muted);font-size:14px}
.btn-sm{padding:9px 16px;font-size:14px}
@media(max-width:980px){.has-mega{height:auto}.mega{display:none}}

/* hero */
.hero{position:relative;overflow:hidden;padding:130px 0 96px}
.hero .bg{position:absolute;inset:0;z-index:0}
.hero .bg img{width:100%;height:100%;object-fit:cover}
.hero .bg video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
@media(max-width:760px){.hero .bg video{display:none}}
.hero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,hsla(216,76%,10%,.96) 0%,hsla(216,74%,12%,.88) 40%,hsla(216,66%,15%,.62) 60%,hsla(216,55%,24%,.34) 100%)}
.hero .inner{position:relative;z-index:2;max-width:820px}
.hero h1{font-size:clamp(38px,6vw,68px);font-weight:800;margin:0 0 20px}
.hero .sub{font-size:clamp(17px,2.4vw,21px);color:var(--slate);max-width:680px;margin:0 0 28px}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero .phone{color:var(--slate);font-weight:600}
/* dark hero (homepage) */
.hero-dark h1{color:#fff;font-size:clamp(32px,3.9vw,46px);line-height:1.1;margin:0 0 18px;max-width:none;text-wrap:balance}
.hero-dark h1 .hl-accent{color:#fff;border-bottom:5px solid #e3a83a;padding-bottom:2px}
.hero-dark .sub{line-height:1.65}
.hero-trust-row{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:20px}
.hero-trust-row .hero-phone{margin-top:0}
.hero-sba{height:52px;width:auto;background:#fff;border-radius:8px;padding:5px 8px;box-shadow:0 6px 16px hsla(216,75%,10%,.28)}
.hero-dark .eyebrow{color:hsl(207 46% 80%)}
.hero-dark .sub{color:hsla(0,0%,100%,.86);max-width:650px}
.hero-dark .cta-row{margin-bottom:2px}
.hero-ghost{color:#fff;border-color:hsla(0,0%,100%,.5)}
.hero-ghost:hover{border-color:#fff;background:hsla(0,0%,100%,.08);color:#fff}
.hero-phone{display:inline-block;margin-top:16px;color:#fff;font-weight:700;font-size:16px}
.hero-phone:hover{color:#fff;text-decoration:underline}
.hero-trustline{margin:14px 0 0;color:hsla(0,0%,100%,.74);font-size:13.5px;font-weight:600}
/* trust strip below hero */
.trust-strip{background:#fff;border-bottom:1px solid var(--border)}
.trust-strip .ts-inner{display:flex;align-items:center;justify-content:center;gap:16px 30px;flex-wrap:wrap;padding:16px 24px}
.ts-badge{height:52px;width:auto}
.ts-points{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;color:var(--slate);font-size:14.5px;font-weight:600}
.ts-points b{color:var(--navy);font-weight:800}
.ts-points .dot{color:var(--accent)}
/* loan-product hero: tall image banner, text left + form right */
.product-hero{padding:120px 0 72px;overflow:hidden}
.product-hero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,hsla(216,78%,9%,.95) 0%,hsla(216,74%,11%,.88) 42%,hsla(216,64%,15%,.6) 62%,hsla(216,52%,23%,.32) 100%)}
.product-hero .inner{max-width:var(--maxw);width:100%;position:relative;z-index:2;text-align:left}
.product-hero .inner.hero-grid{max-width:var(--maxw);width:100%;display:grid;grid-template-columns:1.35fr minmax(350px,420px);gap:46px;align-items:center}
.product-hero .hero-copy{max-width:none}
.product-hero.hero-dark h1{font-size:clamp(29px,3.4vw,42px);line-height:1.12;max-width:none}
.product-hero-intro{margin:14px 0 22px}
.product-hero-intro p{color:hsla(0,0%,100%,.87);font-size:17px;line-height:1.6;margin:0 0 .8em;max-width:600px}
.product-hero-intro p:last-child{margin-bottom:0}
.product-hero-intro strong{color:#fff}
.product-hero-intro a{color:#fff;text-decoration:underline;text-decoration-color:hsla(0,0%,100%,.5)}
.product-hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
@media(max-width:980px){
  .product-hero{min-height:0;padding:40px 0 36px}
  .product-hero .inner.hero-grid{grid-template-columns:1fr;gap:26px}
  .product-hero .bg::after{background:linear-gradient(178deg,hsla(216,78%,9%,.92),hsla(216,72%,12%,.86))}
  .product-hero .cta-row{flex-direction:column;align-items:stretch;gap:12px}
  .product-hero .cta-row .btn{width:100%;justify-content:center}
  .product-hero .hero-form{max-width:520px}
}

/* trust bar */
.trustbar{background:var(--navy);color:#fff}
.trustbar .wrap{display:flex;flex-wrap:wrap;gap:10px 34px;justify-content:center;padding:18px 24px;
  font-size:14px;font-weight:600;letter-spacing:.02em}
.trustbar .wrap span{opacity:.92}
.trustbar .dot{color:var(--accent)}

/* sections */
section.band{padding:74px 0}
section.band.cream{background:var(--cream)}
section.band.navy{background:var(--navy);color:#fff}
section.band.navy h2,section.band.navy h3{color:#fff}
.section-head{max-width:720px;margin-bottom:40px}
/* Bank Alternative: text left, photo right */
.bankalt{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
@media(max-width:820px){.bankalt{grid-template-columns:1fr;gap:26px}}
.bankalt-copy{max-width:none;margin-bottom:0}
.bankalt-photo img{display:block;width:100%;border-radius:18px;box-shadow:0 22px 55px hsla(216,75%,15%,.20);aspect-ratio:16/11;object-fit:cover}
.section-head h2{font-size:clamp(28px,4vw,42px);font-weight:800;margin:.1em 0}
.lead{color:var(--slate);font-size:19px}
section.band.navy .lead{color:hsla(0,0%,100%,.8)}

/* cards grid */
.grid{display:grid;gap:20px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid.cols-3,.grid.cols-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.grid.cols-2,.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}
.card{background:hsla(0,0%,100%,.7);backdrop-filter:blur(20px);border:1px solid hsla(0,0%,100%,.8);
  border-radius:16px;padding:26px;box-shadow:0 8px 32px hsla(216,75%,15%,.06);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:0 16px 40px hsla(216,75%,15%,.12)}
.card .ic{width:46px;height:46px;border-radius:12px;background:hsla(207,24%,48%,.1);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ic svg{width:24px;height:24px;color:var(--accent)}
.card h3{font-size:20px;font-weight:700;margin:0 0 8px}
.card p{color:var(--muted);font-size:15px;margin:0 0 14px}
.card .more{font-weight:700;font-size:14px;color:var(--accent-strong)}
.stat{background:hsla(0,0%,100%,.06);border:1px solid hsla(0,0%,100%,.14);border-radius:14px;padding:20px;text-align:center}
.stat b{display:block;font-family:"Plus Jakarta Sans";font-size:30px;color:#fff;font-weight:800}
.stat span{font-size:13px;color:hsla(0,0%,100%,.7);letter-spacing:.04em}

/* prose (interior pages) */
.page-hero{position:relative;overflow:hidden;padding:120px 0 60px}
.page-hero .bg{position:absolute;inset:0;z-index:0}
.page-hero .bg img{width:100%;height:100%;object-fit:cover}
.page-hero .bg::after{content:"";position:absolute;inset:0;background:hsla(216,75%,15%,.82)}
.page-hero .inner{position:relative;z-index:2;max-width:860px}
.page-hero .eyebrow{color:hsl(207 40% 75%)}
.page-hero h1{color:#fff;font-size:clamp(32px,5vw,52px);font-weight:800;margin:0}
.prose-wrap{padding:56px 0 20px}
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:clamp(24px,3.4vw,34px);font-weight:800;margin:1.6em 0 .5em}
.prose h3{font-size:22px;margin:1.4em 0 .4em}
.prose p{margin:0 0 1.1em;color:#38414f}
.prose ul{margin:0 0 1.3em;padding-left:1.2em}
.prose li{margin:.3em 0;color:#38414f}
.prose strong{color:var(--navy)}
.prose a{color:var(--accent-strong);font-weight:600;text-decoration:underline;text-decoration-color:hsla(207,34%,42%,.35);text-underline-offset:2px}
.prose a:hover{text-decoration-color:var(--accent-strong)}
.prose hr{border:0;border-top:1px solid var(--border);margin:2.4em 0}
.prose blockquote{margin:0 0 1.2em;padding:16px 20px;background:#fff;border-left:4px solid var(--accent);border-radius:8px;color:var(--slate)}
/* rate snapshot module */
.rate-module{background:#fff;border:1px solid var(--border);border-radius:16px;padding:22px 26px;box-shadow:0 10px 30px hsla(216,75%,15%,.07);max-width:840px;margin:0 auto}
.rate-head{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:12px}
.rate-eyebrow{font-family:"Plus Jakarta Sans",sans-serif;font-weight:800;color:var(--navy);font-size:15px}
.rate-date{font-size:13px;color:var(--muted);font-weight:600}
.rate-table{width:100%;border-collapse:collapse;font-size:15px}
.rate-table td{padding:11px 12px;border-top:1px solid var(--border);color:#38414f}
.rate-table tr:first-child td{border-top:0}
.rate-table td:last-child{text-align:right;font-weight:700;color:var(--navy);white-space:nowrap}
.rate-note{font-size:12.5px;color:var(--muted);margin:14px 0 0;line-height:1.55}
.rate-note a{font-weight:700}

/* comparison tables */
.prose table{width:100%;border-collapse:collapse;margin:0 0 1.6em;font-size:15px;overflow:hidden;border-radius:12px;box-shadow:0 6px 20px hsla(216,75%,15%,.06)}
.prose thead th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-family:"Plus Jakarta Sans",sans-serif;font-size:14px;font-weight:700}
.prose tbody td{padding:11px 14px;border-top:1px solid var(--border);color:#38414f;vertical-align:top}
.prose tbody tr:nth-child(even){background:var(--cream)}
.prose tbody td:first-child{font-weight:700;color:var(--navy)}
@media(max-width:600px){.prose table{font-size:13.5px}.prose thead th,.prose tbody td{padding:9px 10px}}
/* quick-answer callout */
.callout{background:hsla(207,24%,48%,.08);border:1px solid hsla(207,24%,48%,.22);border-radius:14px;padding:20px 24px;margin:0 0 1.6em}
.callout p{margin:0}
/* faq */
.faq details{border-bottom:1px solid var(--border);padding:6px 0}
.faq summary{cursor:pointer;font-family:"Plus Jakarta Sans";font-weight:700;color:var(--navy);font-size:18px;padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--accent);font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 16px;color:#38414f;margin:0}

/* cta band */
.ctaband{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;text-align:center;border-radius:22px;padding:52px 30px;margin:20px 0}
.ctaband h2{color:#fff;font-size:clamp(26px,4vw,38px);font-weight:800;margin:0 0 20px}
.ctaband .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;align-items:center}
.ctaband .phone{color:hsla(0,0%,100%,.85);font-weight:700}

/* footer */
footer.site{background:var(--navy);color:hsla(0,0%,100%,.72);padding:56px 0 28px;font-size:15px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:36px}
@media(max-width:760px){footer.site .cols{grid-template-columns:1fr}}
footer.site img.flogo{height:34px;width:auto;margin-bottom:16px;background:#fff;padding:9px 13px;border-radius:9px;box-sizing:content-box}
footer.site h4{color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 14px}
footer.site a{color:hsla(0,0%,100%,.72);display:block;margin:6px 0}
footer.site a:hover{color:#fff;text-decoration:none}
footer.site .nap{line-height:1.8}
footer.site .badges{font-size:12px;color:hsla(0,0%,100%,.5);margin-top:12px}
footer.site .bottom{border-top:1px solid hsla(0,0%,100%,.14);padding-top:20px;font-size:13px;color:hsla(0,0%,100%,.5);display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.disclaimer{font-size:12.5px;color:var(--muted);font-style:italic;margin-top:6px}

/* SBA badge + picture + local links (added) */
.hero .cta-row .sba-badge{height:66px;width:auto;margin-left:4px}
@media(max-width:600px){.hero .cta-row .sba-badge{height:58px}}
footer.site .fbadge{height:74px;width:auto;margin:6px 0 4px;display:block}
.page-hero .bg picture{position:absolute;inset:0;display:block;width:100%;height:100%}
.page-hero .bg picture img{width:100%;height:100%;object-fit:cover}
.local-links{background:var(--cream);border:1px solid var(--border);border-radius:14px;padding:22px 26px;margin:1.8em 0}
.local-links h3{margin:0 0 10px;font-size:19px}
.local-links ul{margin:0;padding-left:1.1em;columns:2}
@media(max-width:600px){.local-links ul{columns:1}}
.local-links a{font-weight:600}

/* ---------- loan experience marquee ---------- */
.mq-section{overflow:hidden}
.mq{position:relative;overflow:hidden;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.mq-track{display:flex;width:max-content;padding:16px 0;animation:mq-scroll 80s linear infinite;will-change:transform}
.mq:hover .mq-track{animation-play-state:paused}
.mq:focus-within .mq-track{animation-play-state:paused}
@keyframes mq-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.deal{position:relative;display:block;flex:0 0 auto;width:270px;height:150px;margin-right:18px;border-radius:16px;overflow:hidden;
  background-size:cover;background-position:center;background-repeat:no-repeat;text-decoration:none;color:#fff;cursor:pointer;
  box-shadow:0 10px 26px hsla(216,75%,15%,.14);border:1px solid hsla(0,0%,100%,.55);transition:transform .18s ease,box-shadow .18s ease}
.deal:hover{transform:translateY(-4px);box-shadow:0 18px 38px hsla(216,75%,15%,.28);text-decoration:none}
.deal:hover .deal-name{text-decoration:underline;text-underline-offset:2px}
.deal::before{content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,hsla(216,75%,15%,.05) 22%,hsla(216,62%,12%,.5) 62%,hsla(216,62%,11%,.9) 100%)}
.deal::after{content:"";position:absolute;inset:0;box-shadow:inset 0 0 0 1px hsla(207,40%,70%,.18);border-radius:16px;pointer-events:none}
.deal-body{position:absolute;left:0;right:0;bottom:0;z-index:1;padding:14px 16px;color:#fff}
.deal-name{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-weight:700;font-size:14.5px;line-height:1.2;letter-spacing:-0.01em;text-shadow:0 1px 10px hsla(216,75%,8%,.55)}
.deal-meta{display:block;margin-top:5px;font-size:13px;color:hsla(0,0%,100%,.82);font-weight:500;text-shadow:0 1px 8px hsla(216,75%,8%,.5)}
.deal-meta b{font-family:"Plus Jakarta Sans",sans-serif;font-weight:800;font-size:15.5px;color:#fff}
.deal-dot{margin:0 7px;color:hsl(207 45% 72%)}
.mq-cta{text-align:center;margin-top:38px}
.mq-cta p{font-size:18px;color:var(--slate);font-weight:500;max-width:620px;margin:0 auto 18px}
@media(max-width:600px){
  .deal{width:224px;height:132px;margin-right:14px}
  .deal-name{font-size:13.5px}
  .mq-cta p{font-size:16px}
}
@media (prefers-reduced-motion: reduce){
  .mq{overflow-x:auto;-webkit-overflow-scrolling:touch;-webkit-mask-image:none;mask-image:none}
  .mq-track{animation:none}
}

/* ---------- hero two-column + lead card ---------- */
.hero .inner.hero-grid{max-width:var(--maxw);display:grid;grid-template-columns:1.4fr minmax(350px,420px);gap:46px;align-items:center}
.hero-copy{max-width:none}
.hero-copy .sub{max-width:650px}
.hero-form .lead-card{margin-left:0;max-width:none;width:100%}
/* compact hero deal-review card */
.hero-card{padding:22px 24px 20px}
.hero-card .hero-card-top{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.hero-advisor-photo{width:60px;height:60px;border-radius:50%;object-fit:cover;object-position:center top;border:2px solid #fff;box-shadow:0 6px 16px hsla(216,75%,15%,.22);flex:none;background:var(--navy)}
.hero-card-top .eyebrow{display:block;margin:0 0 2px}
.advisor-label{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-weight:700;color:var(--navy);font-size:13.5px;line-height:1.2}
.hero-card-h{font-size:21px;font-weight:800;margin:0 0 6px;line-height:1.15}
.hero-card-sub{font-size:13px;color:var(--muted);margin:0 0 15px;line-height:1.5}
.hero-card .lead-field{margin-bottom:11px}
.lead-priv{text-align:center;font-size:12px;color:var(--muted);margin:12px 0 0}
.hp{position:absolute!important;left:-9999px!important;height:0;overflow:hidden}
@media(max-width:980px){
  .hero .inner.hero-grid{grid-template-columns:1fr;gap:26px}
  .hero-dark h1{font-size:clamp(30px,7vw,42px);max-width:20ch}
  .hero-dark .bg::after,.hero .bg::after{background:linear-gradient(175deg,hsla(216,76%,10%,.9),hsla(216,72%,13%,.86))}
  .hero-form{max-width:520px}
  .hero-form .lead-card{max-width:520px}
  .hero .cta-row{flex-direction:column;align-items:stretch;gap:12px}
  .hero .cta-row .btn{width:100%;justify-content:center}
}
.lead-card{position:relative;background:#fff;border:1px solid var(--border);border-radius:20px;padding:26px 26px 22px;
  box-shadow:0 24px 60px hsla(216,75%,15%,.24);width:100%;max-width:430px;margin-left:auto}
.lead-avatar{position:absolute;top:20px;right:20px;width:60px;height:60px;border-radius:50%;object-fit:cover;object-position:center top;
  border:3px solid #fff;box-shadow:0 8px 22px hsla(216,75%,15%,.28);background:var(--navy);z-index:2}
.lead-head{margin-bottom:16px;padding-right:56px;min-height:60px}
.lead-head .eyebrow{margin-bottom:8px}
.lead-head h3{font-size:23px;font-weight:800;margin:0 0 7px;line-height:1.15}
.lead-head p{font-size:13.5px;color:var(--muted);margin:0;line-height:1.55}
.lead-field{margin-bottom:13px}
.lead-field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:5px}
.lead-field .opt{color:var(--muted);font-weight:500}
.lead-field input,.lead-field select{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:10px;
  font-family:"DM Sans",sans-serif;font-size:15px;color:var(--fg);background:#fff;transition:border-color .15s,box-shadow .15s}
.lead-field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235a7a99' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.lead-field input:focus,.lead-field select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px hsla(207,24%,48%,.15)}
.lead-submit{width:100%;justify-content:center;margin-top:6px;font-size:16px;padding:14px}
.lead-alt{text-align:center;font-size:13.5px;color:var(--muted);margin:12px 0 0}
.lead-alt a{font-weight:700}

/* ---------- breadcrumbs ---------- */
.crumbs{background:#fff;border-bottom:1px solid var(--border)}
.crumbs .container{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding-top:12px;padding-bottom:12px;font-size:13px;line-height:1.4}
.crumbs a{color:var(--slate);font-weight:600}
.crumbs a:hover{color:var(--navy);text-decoration:none}
.crumbs .crumb-cur{color:var(--navy);font-weight:700}
.crumbs .crumb-sep{color:var(--muted);opacity:.55;font-weight:700}
@media(max-width:560px){.crumbs .container{font-size:12px;gap:6px}}

/* ---------- contact page top ---------- */
.contact-top-band{padding:64px 0}
.contact-top-band.pband{padding:46px 0 56px}
.pband .contact-top{align-items:center}
.pband .product-intro-text .callout{margin:.2em 0 0}
.contact-top{display:grid;grid-template-columns:1fr .88fr;gap:52px;align-items:start}
@media(max-width:900px){.contact-top{grid-template-columns:1fr;gap:32px}}
.contact-intro h2{font-size:clamp(28px,4vw,40px);font-weight:800;margin:.12em 0 .4em}
.contact-quick{margin-top:26px;display:grid;gap:16px}
.contact-quick .cq b{display:block;color:var(--navy);font-family:"Plus Jakarta Sans",sans-serif;font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:3px}
.contact-quick .cq span{color:var(--slate);font-size:15.5px;line-height:1.5}
.contact-top .lead-card{margin-left:0;max-width:460px}

/* ---------- About: Meet Anthony ---------- */
.about-person{display:grid;grid-template-columns:330px 1fr;gap:48px;align-items:center}
@media(max-width:820px){.about-person{grid-template-columns:1fr;gap:28px;max-width:520px;margin:0 auto}}
.ap-photo{position:relative}
.ap-photo img{display:block;width:100%;border-radius:18px;box-shadow:0 22px 55px hsla(216,75%,15%,.22);aspect-ratio:5/6;object-fit:cover;background:var(--navy)}
.ap-cap{position:absolute;bottom:12px;left:50%;transform:translateX(-50%);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:hsla(0,0%,100%,.75);background:hsla(216,60%,10%,.5);padding:5px 12px;border-radius:20px;backdrop-filter:blur(4px);white-space:nowrap}
.ap-body .eyebrow{margin-bottom:8px}
.ap-body h2{font-size:clamp(28px,4vw,40px);font-weight:800;margin:.05em 0}
.ap-title{color:var(--accent-strong);font-weight:700;font-family:"Plus Jakarta Sans",sans-serif;font-size:16px;margin:2px 0 16px}
.ap-body p{color:var(--slate);font-size:16.5px;line-height:1.65;margin:0 0 1em}
.ap-cred{display:flex;flex-wrap:wrap;gap:6px 12px;align-items:center;font-size:12.5px;font-weight:700;color:var(--navy);letter-spacing:.02em;margin-top:6px}
.ap-cred .dot{color:var(--accent)}
.about-person.reverse{grid-template-columns:1fr 330px}
.about-person.reverse .ap-photo{order:2}
.about-person.reverse .ap-body{order:1}
@media(max-width:820px){.about-person.reverse{grid-template-columns:1fr}.about-person.reverse .ap-photo{order:0}.about-person.reverse .ap-body{order:0}}
.tx-vet{display:flex;align-items:center;gap:14px;margin-top:24px}
.tx-vet img{width:66px;height:66px;border-radius:50%;object-fit:cover;object-position:50% 22%;box-shadow:0 6px 18px hsla(216,75%,15%,.20);flex:none}
.tx-vet b{display:block;color:var(--navy);font-size:15px;font-weight:800}
.tx-vet span{color:var(--slate);font-size:13px}
/* ---------- Team ---------- */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,320px));gap:30px;justify-content:center}
.team-card{background:#fff;border:1px solid var(--border);border-radius:18px;overflow:hidden;box-shadow:0 16px 44px hsla(216,75%,15%,.10);max-width:360px}
.tm-photo img{display:block;width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center 20%;background:var(--navy)}
.tm-body{padding:20px 22px 24px}
.tm-body h3{font-size:20px;font-weight:800;margin:0 0 3px}
.tm-role{color:var(--accent-strong);font-weight:700;font-family:"Plus Jakarta Sans",sans-serif;font-size:13px;letter-spacing:.01em;margin:0 0 12px}
.tm-body p{color:var(--slate);font-size:15px;line-height:1.6;margin:0}

/* ---------- Office band ---------- */
.office-band{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media(max-width:820px){.office-band{grid-template-columns:1fr;gap:26px}}
.office-photo img,.office-photo picture{display:block;width:100%;border-radius:18px;box-shadow:0 22px 55px hsla(216,75%,15%,.20);aspect-ratio:16/10;object-fit:cover}
.office-copy .eyebrow{margin-bottom:8px}
.office-copy h2{font-size:clamp(26px,3.6vw,36px);font-weight:800;margin:.05em 0 .35em}
.office-copy p{color:var(--slate);font-size:16.5px;line-height:1.65;margin:0 0 1.1em}
.office-copy .cta-row{margin-top:6px}

/* ---------- Trusted Partners ---------- */
.partner-card{display:flex;flex-direction:column}
.partner-logo{height:130px;background:#fff;border:1px solid var(--border);border-radius:12px;display:flex;align-items:center;justify-content:center;padding:18px;margin-bottom:16px}
.partner-logo img{max-height:100%;max-width:100%;width:auto;object-fit:contain}
.partner-card h3{font-size:18px;margin:0 0 8px}
.partner-card .more{margin-top:auto}
.product-intro-text p{font-size:18px;line-height:1.6;color:var(--slate);margin:0 0 1em}
.product-intro-text p:last-child{margin-bottom:0}
.product-intro-text strong{color:var(--navy)}
.product-intro-text a{color:var(--accent-strong);font-weight:600}

/* ---------- DSCR promo page ---------- */
.promo-hero{background:linear-gradient(120deg,var(--navy),var(--navy-2))}
.promo-hero .blob{position:absolute;top:-140px;right:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,hsla(207,45%,55%,.25),transparent 62%);z-index:1;pointer-events:none}
.promo-hero .promo-sub{color:hsla(0,0%,100%,.86);font-size:clamp(17px,2.2vw,20px);max-width:640px;margin:18px 0 26px}
.promo-hero .promo-sub b{color:#fff}
.promo-hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.promo-hero .promo-valid{color:hsl(207 42% 78%);font-size:13px;margin-top:18px;font-weight:600}
.pstat{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px 16px;text-align:center;box-shadow:0 8px 24px hsla(216,75%,15%,.05)}
.pstat b{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-size:30px;font-weight:800;color:var(--navy);line-height:1}
.pstat span{font-size:13px;color:var(--muted);margin-top:7px;display:block}
.plist h3{font-size:19px;margin:0 0 12px}
.plist ul{margin:0;padding-left:1.1em}
.plist li{margin:.35em 0;color:#38414f}
.plist ul.pcheck{list-style:none;padding-left:0}
.plist ul.pcheck li{position:relative;padding-left:26px}
.plist ul.pcheck li::before{content:"✕";position:absolute;left:0;color:#c0392b;font-weight:700}
.plist .pnote{margin:14px 0 0;font-size:14px;color:var(--muted)}
.pniches .pniche{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px 18px;box-shadow:0 6px 18px hsla(216,75%,15%,.05)}
.pn-name{font-family:"Plus Jakarta Sans",sans-serif;font-weight:700;color:var(--navy);font-size:15px}
.pn-badge{flex:0 0 auto;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--accent-strong);background:hsla(207,24%,48%,.1);padding:5px 10px;border-radius:20px}
.promo-strip{padding-top:20px}

/* ---------- DSCR feature banner ---------- */
.mcl-offer-banner{position:relative;overflow:hidden;border-radius:16px;background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;padding:26px 30px;margin:0;display:flex;align-items:center;gap:26px;flex-wrap:wrap;box-shadow:0 14px 40px hsla(216,75%,15%,.16)}
.mcl-offer-banner .glow{position:absolute;right:-60px;top:-60px;width:240px;height:240px;background:radial-gradient(circle,hsla(207,50%,55%,.35),transparent 65%);pointer-events:none}
.mcl-offer-banner .copy{flex:1 1 340px;position:relative;z-index:1}
.mcl-offer-banner .eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#fff;background:var(--accent);padding:4px 10px;border-radius:20px;margin-bottom:10px}
.mcl-offer-banner h3{margin:0 0 6px;font-size:22px;line-height:1.25;color:#fff}
.mcl-offer-banner h3 span{color:hsl(207 50% 74%)}
.mcl-offer-banner p{margin:0;color:hsla(0,0%,100%,.8);font-size:14px}
.mcl-offer-banner .cta{position:relative;z-index:1;display:flex;flex-direction:column;gap:8px;align-items:stretch;min-width:200px}
.mcl-offer-banner .valid{font-size:11px;color:hsla(0,0%,100%,.6);text-align:center}
@media(max-width:600px){.mcl-offer-banner{flex-direction:column;align-items:flex-start}.mcl-offer-banner .cta{width:100%}}

/* ---------- exit-intent modal ---------- */
.mcl-modal-overlay{position:fixed;inset:0;background:hsla(216,60%,8%,.72);backdrop-filter:blur(3px);display:none;align-items:center;justify-content:center;z-index:9999;padding:20px}
.mcl-modal-overlay.open{display:flex;animation:mclfade .25s ease}
@keyframes mclfade{from{opacity:0}to{opacity:1}}
.mcl-modal{position:relative;width:100%;max-width:520px;background:var(--bg);border-radius:20px;overflow:hidden;box-shadow:0 24px 60px hsla(216,75%,10%,.45);animation:mclpop .3s cubic-bezier(.2,.9,.3,1.2)}
@keyframes mclpop{from{transform:translateY(24px) scale(.96);opacity:0}to{transform:none;opacity:1}}
.mcl-top{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;padding:26px 30px 22px;position:relative;overflow:hidden}
.mcl-top .glow{position:absolute;right:-50px;top:-50px;width:200px;height:200px;background:radial-gradient(circle,hsla(207,50%,55%,.4),transparent 65%)}
.mcl-eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;background:var(--accent);padding:4px 10px;border-radius:20px;margin-bottom:12px;position:relative}
.mcl-top h2{margin:0 0 8px;font-size:26px;line-height:1.2;position:relative;color:#fff}
.mcl-top h2 span{color:hsl(207 50% 74%)}
.mcl-top p{margin:0;color:hsla(0,0%,100%,.82);font-size:14px;position:relative}
.mcl-top p b{color:#fff}
.mcl-body{padding:22px 30px 28px}
.mcl-stats{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 18px}
.mcl-stat{flex:1 1 0;min-width:82px;background:#fff;border:1px solid var(--border);border-radius:10px;padding:10px 6px;text-align:center}
.mcl-stat b{display:block;font-size:18px;color:var(--navy);font-family:"Plus Jakarta Sans",sans-serif;font-weight:800}
.mcl-stat small{font-size:10px;color:var(--muted);letter-spacing:.5px}
.mcl-nodoc{font-size:13px;color:#41506b;margin:0 0 18px}
.mcl-nodoc b{color:var(--navy)}
.mcl-actions{display:flex;flex-direction:column;gap:10px}
.mcl-actions .btn{width:100%;justify-content:center}
.mcl-valid{text-align:center;font-size:12px;color:var(--muted);margin-top:14px}
.mcl-close{position:absolute;top:12px;right:14px;z-index:2;width:32px;height:32px;border-radius:50%;border:0;background:hsla(0,0%,100%,.15);color:#fff;font-size:18px;cursor:pointer;line-height:1}
.mcl-close:hover{background:hsla(0,0%,100%,.28)}